Pinagkakalooban ng Pananalapi

Ang mga nangungupahan sa Karaniwang (TIC) na kung saan ang isang ari-arian ay pagmamay-ari ng dalawang partido.

Paano ito gumagana (Halimbawa): Kung ang dalawang magkasamang may-ari ng isang ari-arian ay karaniwang mga nangungupahan, sila ay nagmamay-ari ng ari-arian na walang kinalaman sa isa't isa. Ito ay nangangahulugan na ang bawat nangungupahan ay hindi nagtatamasa ng mga benepisyo ng survivorship sa kaganapan ng pagkamatay ng iba.

Sa madaling salita, ang bahagi ng pag-aari na kabilang sa namatay ay hindi awtomatikong minana ng may-ari ng buhay. Sa halip, ang bahagi ng pagmamay-ari ng namatay ay ipinasa sa benepisyaryo na itinalaga sa kalooban ng namatay. Ang benepisyaryo, o tagapagmana, ay tinatangkilik ang mga benepisyo ng pagmamay-ari ng ari-arian at ipinapalagay ang lahat ng pananagutan na may kaugnayan sa kanyang bahagi ng ari-arian. Bukod pa rito, dahil ang lahat ng pagkilos sa ari-arian ay dapat na magkasama, ang benepisyaryo, sa ilalim ng TIC, ay may lehitimong tinig sa anumang mga desisyon na ginawa may kaugnayan sa ari-arian.

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TIC

tinitiyak na ang isang kapwa may-ari ng isang ari-arian ay maaaring legal na ipasa ang kanyang bahagi ng ari-arian sa isang itinalagang tagapagmana. Para sa kadahilanang ito, mahalaga na ang bahagi ng pagmamay-ari ay malinaw na itinatakda upang hindi makakaapekto sa iba pang nangungupahan.